Does it really take just 21 days to change a habit? Experts say it’s not that simple.
“Breaking bad habits successfully depends on your readiness to act”
- Create a positive picture in your mind of the result you want, and act as if the bad habit is gone. Use a negative picture of the current stressful result of the bad habit to push yourself further toward action.
- Identify and focus on your positive financial habits, as proof you can do things the right way.
- Create simple rules to fall back on when tempted, such as: “Don’t browse shopping websites until all my bills are paid this month.
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